To replace the income lost by insurance companies following a health care reform, I would like to present the following idea:
Auto Repair Insurance!
Hell, the structure that they currently use for health care doesnt even have to change! There can still be a primary auto care mechanic (chosen from a list of approved mechanics) who would then send your car to the proper specialist, such as a body or transmission shop, if needed.
It would eliminate the need for all those pesky warrantees, which would be good for the auto business' bottom line. Used cars, of course, would have to go in for a prelinary check-up to determine any pre-existing conditions, but that'll just make the market place stronger as people shop for the best cars.
Extras could include things like engine wellness exams (with oil changes!) free or at a deep discount, or yearly wax jobs, or free defensive driving seminars.
All for just a few dollars a month*!
The best part? Cars dont die during drawn-out litigation, they just sit in the driveway!
* Subject to yearly increases for no perceptable reason. Purchase of insurance policy does not guarantee that repair will be paid for, contingent upon profits of insurance company and executive bonus scales. Some parts not covered (see approved parts list) and generic or used parts may be used where ever we feel like we can squeeze out an extra buck. All mecanical procedures subject to co-pay, probably one for every little problem you may have spread out over as many visits as your mechanic feels he can get away with. Legal council may be required to obtain some services.
Saturday, September 12, 2009
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